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Scroll through the articles below for a selection of articles on topics that have assisted our clients in the past.

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The Federal Government 2024 Budget:

Modifications to the Capital Gains Tax The Federal Government has announced the 2024 budget (“budget”) on Tuesday, April 16, 2024, and many Canadian entrepreneurs, and investors...
Apr 2024
Article

Title and Mortgage Fraud in the Real Estate Sector

How to Protect Yourself In the last couple of years, title and mortgage fraud have plagued the Canadian real estate sphere as technology has continued to advance allowing fra...
Mar 2024
Article

Bad Faith Renovictions:

Hamilton to be the first city in Ontario to implement a bylaw to hinder renovictions The City of Hamilton (“City”) is making further efforts to combat the elevated housing crisis that Canadians are continuing to experience ...
Jan 2024
Article

Home Inspections are Back!

The Importance of Home Inspections in Real Estate Transaction With the pandemic in the rear-view mirror, purchasers once again have the ability to do their due diligence prior to purchasing a home. As a result, w...
Jan 2024
Article

What will the housing market look like in 2024?

If you are wondering whether the prices of homes will decline or rebound in 2024, whether interest rates will rise or stabilize, or if demand will out...
Dec 2023
Article

Changes to the Trust in Real Estate Services Act (“TRESA”)

Effective December 1, 2023, Ontario has made changes to the Trust in Real Estate Services Act (“TRESA”). The changes aim to educate homeow...
Dec 2023
Article

Purchasing Residential Properties under the Rent-to-Own Process: A concept gaining momentum in the current ominous real estate market

For many Canadians, owning a home is a dream. However, over the past few years, this has proven to be difficult to attain due to the rocky and inconsi...
Dec 2023
Article

Changes to the Vacant Home Tax One Year After Implementation

Last year I wrote an article on the Vacant Home Tax (“VHT”), which took effect on January 1, 2023. Both the City of Toronto and the City o...
Nov 2023
Article

The Risk of Private Lending in Real Estate Investments: A Lesson to be Observed from the Epic Alliance Scheme

The concept of private lending is a familiar one to the vast majority of the Canadian population. Individuals at least understand the basic structure ...
Oct 2023
Article

Equitable Mortgages: What Are They, When They May Arise, and Their Effects

I recently wrote an article on the different types of mortgages that are available within the real estate market sphere. These types of mortgages...
Oct 2023
Article

Purchasing a Property Under a Co-ownership Structure: A recently popular and crafty trend to enter into the unfavourable real estate market

The Royal LePage Real Estate Survey (August 2023) In August, Royal LePage compiled a survey of more than 500 respondents which exhibited that Canadian...
Sep 2023
Article

Predatory Lending: Borrowers Beware

Law Society of Ontario v. Harrison, 2023 On June 2, 2023, the Law Society of Ontario (“Society”) temporarily suspended the licence of a Mi...
Sep 2023
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The City of Toronto Approves New Housing Taxes and Strategies to Confront its Funding Shortfall

On September 6, 2023, the City of Toronto (“City”) approved a new long-term financial plan outlining multiple new housing-related revenue ...
Sep 2023
Article

Assignment of Rents in Residential Real Estate Transactions

When discussing a mortgage product with your broker, you will be required to disclose certain information so that the mortgage may be crafted in accor...
Jun 2023
Article

Different Types of Mortgages: Which is Right for You?

One of the most significant acquisitions that an individual will make during their lifetime is a purchase of a home, which is both incredibly exciting...
May 2023
Article

Renovating and/or Alternating Residential Leased Properties by Tenants

If you are leasing a property, you are most likely familiar with the delicate balance of trying to make the space feel like your own by exercising &ld...
Mar 2023
Article

Understanding the Underused Housing Tax Act

Effective January 1, 2022, the Government of Canada introduced the Underused Housing Tax Act (“Act”) aimed at non-Canadian, non-residents ...
Feb 2023
Article

Understanding the Vacant Home Tax

Find our previous article on this topic here. Effective January 1, 2023, the City of Toronto and the City of Ottawa both passed bylaws to introduce a ...
Feb 2023
Article

Powers of Attorney in Real Estate Transactions

Powers of Attorney for Property ("POAP") can be registered as part of a real estate transaction when an incapable homeowner relies upon their attorney...
Nov 2022
Article

Title Insurance vs. Home Insurance: What is the Difference?

Dear Friends, Purchasing a home is likely one of the largest investments that you will ever make in your lifetime. Therefore, as a homeowner, you want...
Jun 2022
Article

The “Off-Title Spouse” in a Real Estate Transaction

Dear Friends, I often receive a myriad number of questions when I discuss “off-title spouses” with clients. So, today I thought I elaborat...
Jun 2022
Article

Understanding the Purchase Transaction for Properties Sold Under a Tax Sale

Dear Friends, I hope you are all doing well and looking forward to a season of beaches, sunglasses, long days, and colourful clothing. Recently, I ha...
Jun 2022
Article

Important Incentives for First Time Home Buyers - Federal Budget 2022 Update

Are you a first time home buyer? If so, there are a few government incentives available to alleviate some of your costs.  1. Land Transfer Tax Re...
Apr 2022
Article

Federal Budget Update: 2022 - Property Flippers - Beware!

It is not uncommon for savvy investors to purchase property, renovate, and then resell for a gain. This process is known as “house flipping&rdqu...
Apr 2022
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